Trusts
Protect your property and assets for the people who matter.
A trust can help make sure your share of the family home or other assets ends up with the people you intend, rather than being lost to circumstance. Fixed fee, quoted upfront.
Types of trust
The right trust depends on your family.
Protective property trusts
Ring-fence your share of the family home so it passes to your chosen beneficiaries, even if your partner remarries or later needs long-term care.
Discretionary trusts for children
Hold assets on trust for children or grandchildren, with trustees deciding when and how they benefit, rather than an outright inheritance at 18.
Remarriage protection
Make sure your children ultimately benefit from your estate, even if your surviving spouse or partner goes on to remarry.
Care fee considerations
Understand how trusts interact with means-tested care funding, and what a trust can and cannot achieve in this respect.
Is a trust right for you
Trusts are not right for every estate.
A trust may be appropriate when
- You own property with a partner and want your share protected
- You have children from a previous relationship
- You want assets managed for young or vulnerable beneficiaries
- You are concerned about a future remarriage
A trust may not be needed when
- Your estate is straightforward with no blended family
- You are happy for beneficiaries to inherit outright
- The cost and complexity outweighs the benefit for your estate
- A simple Will already achieves what you need
We will always give you an honest view on whether a trust suits your circumstances, and quote a fixed fee upfront before any work begins.
FAQs
Common questions about trusts.
What is a trust in a Will?
A trust is a legal arrangement where assets are held by trustees for the benefit of one or more people, rather than being given to them outright. It is set up within your Will and takes effect when you die.
Will a trust reduce Inheritance Tax?
Some trusts can affect how Inheritance Tax applies to your estate, but this depends on your circumstances. We will explain how any trust we recommend interacts with Inheritance Tax before you proceed.
Can a trust protect against care home fees?
A trust cannot guarantee protection from care fees and we will never suggest otherwise. We will give you a realistic, honest explanation of what a trust can and cannot do in this area.
Who manages the trust after I die?
The trustees you appoint manage the trust in line with the terms you set out, acting in the best interests of the beneficiaries.
How much does a trust cost?
We quote a fixed fee upfront once we understand your estate and objectives, so you know the full cost before any work begins.
Talk to us about protecting your assets.
We'll help you understand whether a trust is right for your family, and give you a fixed fee before you commit.